Chase credit cards are stealing from you, and the company is evil
I got one of those balance transfer offers from Chase from a few years ago when I was in college. I used it to transfer a bunch of debt to a fixed, low-interest, no-fee credit card for "the life of the loan".
Of course "life of the loan" actually means "until we feel like changing things".
One trick is they'll boost your interest rate, and hope that you don't notice. If you do notice, you can write and "opt out" of the new interest rate. That's happened to me a few times with Chase.
But this latest trick I can hardly believe is legal, and I will be calling my Congressman about it, and I hope anyone reading this will do the same thing.
Instead of boosting the interest rate, which cardholders can choose not to accept, they add a monthly "fee". Because it's not based on the interest rate, the customer service rep told me, cardholders do NOT have the ability to opt out.
So now I have this credit card that charges me an arbitrary fee every single month that was NOT part of the original agreement, and that I can't opt out of, and even if they close the account the fee continues to rack up until the balance is paid in full.
I hope Chase bank crashes and burns, and I hope the greedy thieves behind this ploy have their homes broken into and something stolen from them every single month, because that's what they're doing to us cardholders.
Of course "life of the loan" actually means "until we feel like changing things".
One trick is they'll boost your interest rate, and hope that you don't notice. If you do notice, you can write and "opt out" of the new interest rate. That's happened to me a few times with Chase.
But this latest trick I can hardly believe is legal, and I will be calling my Congressman about it, and I hope anyone reading this will do the same thing.
Instead of boosting the interest rate, which cardholders can choose not to accept, they add a monthly "fee". Because it's not based on the interest rate, the customer service rep told me, cardholders do NOT have the ability to opt out.
So now I have this credit card that charges me an arbitrary fee every single month that was NOT part of the original agreement, and that I can't opt out of, and even if they close the account the fee continues to rack up until the balance is paid in full.
I hope Chase bank crashes and burns, and I hope the greedy thieves behind this ploy have their homes broken into and something stolen from them every single month, because that's what they're doing to us cardholders.
posted by Rustam Sheridan at
12:24
2 Comments:
"Chase credit cards are stealing from you, and the company is evil"..
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